What's your XRP custody level?

Four honest questions. Get the custody setup that fits you — and what your family would need if you can't be there.

1. Would you reliably hide a 24-word phrase for ten years?

No. I would lose it or screenshot it.Maybe, if someone walked me through it.Yes. I already do this for other coins.

2. What is the balance, honestly?

Small / money I can watch bounce.Meaningful. Losing it would sting for a year.Life-changing or part of an estate.

3. How do you use XRP?

Buy and mostly leave it. Maybe an ETF is fine.Occasional sends, I want my own wallet.Long-term vault plus some XRPL apps.

4. Who has to be able to find this if you cannot?

Just me. If I vanish, so do the coins.A partner should be able to recover with instructions.An executor / lawyer / family office must have a path.

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